Health insurance requirements for Lesley students.
Massachusetts State Law requires all full or three quarter time (Lesley defines full or three quarter time status based on registered credits, not classes) students at Lesley University to participate in the school sponsored Student Accident and Sickness Insurance Plan or have an alternate insurance plan with comparable coverage. Student status as full or three quarter time for the semester will be determined as of the last date of the add/drop period. To comply, students must either enroll in a Lesley-sponsored student health insurance plan, or provide proof of enrollment in an alternate qualifying insurance plan by logging into LOIS and selecting the Health Insurance link found under the "Financial" menu. It is the student's responsibility to ensure that the alternate insurance is adequate. Students must submit a waiver/enrollment form by August 15 for the fall semester, December 15 for the spring semester, or June 15 for the summer semester, once per academic year. Late waivers will not be accepted.
Students who are covered by a qualifying insurance plan may waive their enrollment in a Lesley-assigned plan. In order to do this, the student must log into LOIS and select the "Health Insurance" link found under the "Financial" menu.
If you intend to waive the student health insurance offered by the University and use your own health insurance carrier, please note that a U.S. based carrier means that the insurance carrier issuing the plan is a U.S. or domestic company, regardless of where the policy is purchased or where the claims are processed. Carriers outside of the U.S. means foreign or foreign-based insurance companies (i.e., non-domestic or non-U.S. companies), including those companies with satellite offices in the United States. Some foreign insurance companies have numerous companies and subsidiaries worldwide. A foreign carrier may have a U.S. subsidiary, as well as subsidiaries in other countries. Policies purchased from the U.S. subsidiary qualify for a waiver, but policies purchased from foreign subsidiaries do not qualify for a waiver (unless the foreign study abroad exception applies). Insurance carriers that are based in a foreign country, but have a U.S. satellite office are considered foreign or foreign-based insurance companies. Their health plans are ineligible for a waiver unless the foreign study abroad exception applies.
Dates of Coverage: The Student Accident and Sickness Plan covers you during semester breaks, summer vacation and even if you're studying abroad. You'll be covered for the period for which you paid premium. If you pay the premium for the entire year this year, you will be covered from August 15 through August 14 of the following year. Spring semester health insurance is effective from January 1 through August 14 of the same year. Summer semester health insurance is effective from June 1 through August 14 of the same year. Undergraduate students must actively attend classes, at the enrollment of 9 or more credits, for at least the first 31 days after the date for which coverage is purchased. Graduate students must actively attend classes, at the enrollment of 7 or more credits, for at least the first 31 days after the date for which coverage is purchased. The University maintains its right to investigate the student status and attendance records to verify that the policy of eligibility requirements have been met. If the University discovers that the policy of eligibility requirements have not been met, its only obligation is a refund of the premium.
Any on-campus student who meets the above criteria will be required to participate in the waiver/enrollment process through LOIS. Students are notified of the waiver/enrollment requirement via email to their University email address during the waiver/enrollment period.
Currently, any student registered in an online program in Massachusetts, regardless of that student's state of residency, is not required to participate in the Student Health Plan (SHP) plan or an alternate health plan of comparable coverage.
Students enrolled in Lesley University but are not considered on campus do not participate in the student health program and therefore do not need to go through the insurance waiver process.
Massachusetts residents can seek alternative coverage options through the Health Connector; please visit www.mahealthconnector.org for more information. Students who reside in other states can seek alternative coverage options through www.healthcare.gov/marketplace.
If you are a returning student and need to change your address with the health insurance provider, please follow these instructions:
For general information on insurance plan benefits or service issues, please contact:
Gallagher Student Health and Special Riskhttps://firstname.lastname@example.org Victory Road, Quincy, MA 02171
For any other inquiries please contact email@example.com.
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